LIFE OVER DEBT

We are a community of credit unions helping members heal from the financial trauma of cancer through:

  • DEBT RELIEF

    A complete model for offering consumer loan payment pauses up to 12 months to members in cancer-related financial distress

  • FINANCIAL COUNSELING

    Best practices for guiding distressed members through the financial minefield of cancer, gathered from medical experts, Certified Credit Union Financial Counselors, and the rest of the LIFE OVER DEBT community.

  • CANCER CARE LOAN

    A loan with no payments or interest for 6 months to cover short-term financial struggles

  • STAFF DEVELOPMENT

    Webinars and educational resources for participating credit union staff about the realities of cancer-related financial distress

  • POWERFUL STORIES

    In-depth narratives about the members helped, and the credit union servant leaders who helped them, to inspire our communities and win legislative support.

  • MEDICAL RESEARCH

    Partnering with scientists to study the effect of these interventions and refining them over time.

JOIN US

OUR COMMUNITY:

JOIN US

These are the boldest steps ever taken by any financial institution against cancer. Here’s why:

  • Half of all Americans will be diagnosed with cancer.

    Medical News Today

  • The annual out-of-pocket burden for adult cancer patients and caregivers in the U.S. can average over $31,000 per year.

    National Institute of Health

  • In the first two years of cancer treatments, over 40% of patients lose their life savings.

    STAT News

  • African-Americans have the highest death rate, and lowest survival rate, of all racial and ethnic groups for most cancers.

    Centers for Disease Control

  • Adult cancer patients are nearly 300% more likely to file for bankruptcy. When they do, their risk of dying early goes up by 79%.

    Family Reach

WE WERE MADE FOR THIS. LITERALLY.

The Umbrella Man was one of the original symbols of credit unions, created in the late 1920s by Joe Stern at the Boston Herald by request of industry pioneer Roy Bergengren.

It was designed to represent the everyday people at the heart of our movement, and our mission to protect them from the rainy days that threaten their financial wellbeing, no matter what.

Cancer is one of the worst storms our members will ever endure.

Let’s be their umbrella.