Join LIFE OVER DEBT and get exclusive access to:

  • Detailed procedures for offering payment pauses, the Cancer Care Loan, and other debt relief options customized to the financial situation and loan status of your members

  • The latest information about the causes and effects of medical debt, especially debt caused by cancer 

  • Best practices for serving financially-distressed members that are culled from medical experts, Certified Credit Union Financial Counselors, and other credit union professionals

  • Participation in medical research that examines the effect of these interventions on members’ financial, physical, and emotional wellbeing

  • Webinars and educational opportunities for your staff

  • Moving stories about the members whose lives have been changed because of your leadership and compassion — narratives that will inspire your community, legislators, and team

FAQs

  • New Orleans Firemen's FCU (Louisiana), Community Financial CU (Michigan), Enbright CU (Tennessee), and Holy Family Memorial CU (Wisconsin) have all been the pioneers in this effort.

    In April 2025, Edwards FCU (California) joined the cause.

    They've pilot tested much of the payment pause procedures, lending products, and financial counseling techniques used for members struggling with cancer-related financial distress.

  • Our efforts have been featured at the 2024 American Cancer Society's National Forum on the Future of Health Care and the 2023 Emotional Wellbeing and Economic Impact Research Network.

    A team of medical researchers are planning to study the effect of our programs over the coming years.

    As more credit unions join LIFE OVER DEBT, so does the opportunity for our industry to help ease the financial toxicity of cancer for millions of members across the country.

  • Your financial support will help us create our website and social media channels, develop educational resources, and produce rich multimedia stories that showcase your credit union's impact on the lives of your members:

    • Credit unions $1 billion and over: one-time fee of $12,000

    • Credit unions $50 million to $1 billion: one-time fee of $6,000

    • Credit unions under $50 million - $0

LET’S CHANGE LIVES

Want to know more? Want to join LIFE OVER DEBT? Let us know!